What insurance do you need for a park home?
Park home insurance differs significantly from standard home insurance due to the unique nature of residential park properties. When you own a park home, you’ll need specialist insurance that covers both the structure and your belongings. At minimum, you should have buildings insurance to protect your investment against risks like fire, flood, and storm damage. Most residential parks also require public liability coverage as part of your policy. Contents insurance, while not mandatory, is highly recommended to safeguard your personal possessions. With the right comprehensive coverage, you can enjoy your park home lifestyle with complete peace of mind. Key Takeaways: Standard home insurance policies typically don’t cover park homes –